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To see a specialist, you will need a referral from your primary care doctor. Information and figures shown on Healthplanradar.com are based on publicly available information from healthcare.gov and medicare.gov. By using Healthplanradar.com you agree to our Terms of Service and Privacy Policy. Off-Exchange plans may provide you with additional options compared to available Obamacare plans. If you are not eligible for a subsidy, or only eligible for a small subsidy amount, Off-Exchange plans may still be an affordable option for you.
The longer you wait through open enrollment, the more stress you are going to be under as the deadline approaches. UNC Health Alliance boasts a large network of hospitals and providers, including over 860 primary care providers. Now you can get help – at no additional cost through our Nurse Support Program. Our highly trained nurses can suggest support programs, help you navigate the health care system and more. We’re excited to share with you myStrength, a new health benefit offered at no cost to you. MyStrength is a flexible and comprehensive digital program with proven tools and dedicated support for stress, depression, sleep and more—all tailored to your unique needs.
Download the Teladoc mobile app
Members should consult their own legal counsel, tax advisor or personal physician as applicable throughout their health care experience. The Find a Doctor tool can help you stay in-network so you can save money. You can also choose a PCP to get more coordinated care.
Blue Cross NC reserves the right to change or discontinue Blue Rewards at any time, including changing dollar amounts and available rewards, without prior notification. Visit BlueCrossNC.com/BlueRewards for full program terms and conditions. Consult with your benefits administrator or contact Blue Cross NC Customer Service for questions or support. A second reason for considering Off-Exchange plans is that your favorite doctor may only accept a plan which is available as an Off-Exchange plan. We recommend researching provider networks when considering health insurance plans. We provide links to official provider directories, or doctor lookups, on Health Plan Radar.
Blue Connect
You must complete an official federal government application to learn your subsidy amount. The calculation for the subsidy amount can be quite complicated. It is based on several different factors, but household income is the main factor.
Teladoc – Most non-emergency medical and behavioral concerns can be handled by Teladoc, our telehealth provider. When you know your plan, you know how to make the most of it. And that includes getting the best care for the best cost. Get all your plan details in your Summary of Benefits and Coverage, which you can find in your Documents Library on Blue Connect. We're the #1 insurance company among the Top 50 most attractive employers worldwide! This recognition encourages us in our journey to be admired employers in the industry and sustain our focus on attracting the best talent.
Blue Home Bronze 7000 Copay with UNC Health Alliance
Your first three in-network behavioral health or substance use visits are no additional cost with select plans. The maximum you will pay from your own funds for covered services in a benefit period. Once met, Blue Cross NC will pay 100% of your remaining covered services. Deductibles, copayments and coinsurance for covered medical and drug benefits apply to this limit.
Bronze plans are a good choice if you want a low-cost medical plan to protect yourself against worst-case medical scenarios. You will have a low monthly premium, but you will pay for more of your medical costs. You pay less if you use doctors and hospitals within the plan's network.
Try Teladoc®
As a member of BlueCross BlueShield of North Carolina, you can reap the following benefits. It’s focus is to deliver high-quality, accessible patient care through collaboration and the sharing of best practices. The Blue Cross NC Health Survey asks you to answer a few questions about yourself to find out what you're doing well and what you can improve for your overall health. You can access the survey through your Wellness Portal. Primary Care Provider – If it’s not an emergency, always try your regular doctor first, whether in person or virtually.
Allianz continues to be recognized in the top field of sustainable insurance companies. File taxes or be claimed as a spouse or dependent on taxes. Yes, a plan can be available as both an Obamacare and an Off-Exchange plan. Blue Connect to help you understand your plan and coverage.
Receive electronic instead of paper communications for less clutter and anywhere access to your plan-related documents.
Choose your doctor now, so you’re ready to go when the need arises. An EOB shows how medical claims were processed by your plan. It includes the price of the service, how much your health plan paid, member savings and any amount you may owe. If you would like to know more about your health plan, give us a call today. We have agents that can help you better understand what changes will be made and possibly get you in another healthcare plan that fills your needs. Do not let time go by without addressing these concerns.
This is a huge benefit, especially if you’re living with a chronic condition and regularly receive services from multiple providers. Members with select plans can receive their first three PCP visits at no charge. You can also get your first three behavioral health or substance use doctor visits at no charge. Did you know that your Blue Cross NC medical plan includes dental coverage for dependents up to age 19? It covers a range of dental services including evaluations, cleanings, fillings, extractions, surgeries, crowns and more. It also covers orthodontic services if necessary, under certain conditions.
Note that in-network providers have up to 180 days from the date of service to file a claim with Blue Cross NC, which can affect how quickly you receive your reward. Make an appointment with your in-network primary care physician for a wellness exam. Let them know that you want preventive care screenings and tests that are 100% covered by your plan. Your PCP's job is to handle most of your medical needs, including preventive care, which is covered at 100%, and routine tests. They provide coordinated care and help you achieve the best health possible. That’s why the first thing you should do on Blue Connect is select a PCP.
Premiums and non-covered services, as well as out-of-network charges beyond the allowed amount, do not apply. Your Blue Home with UNC Health Alliance plan includes all providers in the UNC Health Alliance network. Staying in-network lowers your costs and allows doctors to provide you with coordinated care. Before making a final decision or if you have any questions about this plan moving forward, contact The Mair Agency today. Find your plan online or speak with a licensed insurance agent to get help signing up for the right plan for you! Licensed agents may not be able to provide assistance for all plans shown on this site.
Any disputes regarding these products and services may be subject to the Blue Cross NC grievance process. The Blue Cross Blue Shield Association may receive payments from Blue365 vendors. BCBSA does not recommend, endorse, warrant or guarantee any specific Blue365 vendor or item. This program may be modified or discontinued at any time without prior notice. It's important to have a doctor you see regularly, and when they're in-network, your out-of-pocket costs are lower.
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